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The Gary Nelson Group are some of
The Top Selling Real Estate Experts Find Out More > |
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The Gary Nelson Group at Russ Lyon | Sotheby's International Realty Let our team of experts help with the purchase or sale of your home! We are a team of 2 Associate Brokers, a Transaction Specialist and a Marketing Specialist. This extensive experience is an invaluable resource to buyers and home sellers.  |  | | Tammara Prager, Buyer Specialist | |
After graduating from the University of Central Florida and pursuing a short career in Criminal Justice, Tammara and her husband headed West and fell in love with Flagstaff. She started as a real estate investor and after several years decided it would become her career to help others buy and sell real estate successfully. Joining the Gary Nelson Group allows her to focus on buyers and investors. Tammara, her husband Brian and daughter Alyssa are hiking enthusiasts and will gladly share any trail information with you.
 |  | | Jenny Andes, Transaction Specialist | |
Arizona has been home for Jenny Andes for most of her life, but Flagstaff is where her heart is. She graduated from Arizona State University with a degree in Business Management. She and her husband are fond of the smaller town atmosphere and the great outdoor lifestyle Flagstaff has to offer. They have been fortunate to raise two sons here and have also enjoyed involvement in school, sports, and community organizations over the years. She is a licensed real estate agent serving as the the Transactional Specialist for the Gary Nelson Group at Russ Lyon | Sotheby's International Realty. In 2003, She obtained her GRI (Graduate Realtor Institute) designation. Providing client care and professional customer service to our clients during the escrow process is her expertise. It will be her pleasure to assist you with a smooth and successful real estate transaction.
 |  | | Jenny Antonowicz, Office Administration | |
Jennifer Antonowicz has been a resident of Flagstaff for ten years and graduated from Northern Arizona University. She graduated with a Bachelor of Science Degree in Merchandising and in Advertising. She is an Admistrative assistant and Licensed Marketing Specialist for Russ Lyon Sotheby's International Realty. She specializes in marketing/advertising properties, creating print ads, brochures, verbiage and getting the office organized. She enjoys being a part of such a great group. They are amazing to work with! On her free time, she enjoys spending time with family, friends, and her longtime boyfriend. She also likes to shop, travel, and watch movies.
 |  | | Gary Nelson, ABR, CRS, GRI | |
A life-long resident of Flagstaff, Gary Nelson is an Associate Broker at Russ Lyon | Sotheby's International Realty and has been in Real Estate since 1994. He has his CRS, GRI, E-Pro and ABR designations. He has served as President of the Northern Arizona Association of Realtors in 2001 and is presently a director with the Arizona Association of Realtors and the National Association of Realtors. Gary partnered with Anne Terrill in 1998. Gary and his wife Tammy have 2 daughters, Shanna and Katrina. Gary and his family enjoy travel, skiing, hiking, and exploring Northern Arizona.
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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What is the largest home in Hollywood?
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The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
See More Real Estate Trivia > |
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